*{margin:0;padding:0;box-sizing:border-box}
body{font-family:"Tajawal",Arial,sans-serif;background:#fff;color:#071b57}
.container{width:92%;max-width:1320px;margin:auto}

.site-header{min-height:82px;background:#fff;box-shadow:0 4px 18px rgba(0,0,0,.05);position:sticky;top:0;z-index:1000}
.nav-wrap{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo img{height:62px;max-width:180px;object-fit:contain}
.main-nav{display:flex;gap:28px;direction:rtl}
.main-nav a{color:#111827;text-decoration:none;font-weight:800;padding:28px 0;display:inline-flex;align-items:center;gap:7px}
.main-nav a i{color:#005fc7}
.main-nav a.active{color:#005fc7;border-bottom:3px solid #005fc7}

.hero{height:560px;position:relative;overflow:hidden}
.hero-bg{position:absolute;inset:0}
.hero-bg img{width:100%;height:100%;object-fit:cover}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.76) 42%,rgba(255,255,255,.05) 100%)}
.hero-content{position:relative;z-index:2;padding-top:120px}
.hero h1{font-size:62px;font-weight:900;line-height:1.25;margin-bottom:20px}
.hero h1:first-line{color:#005fc7}
.hero p{max-width:540px;font-size:20px;line-height:1.9;color:#354052;margin-bottom:28px}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap}
.btn-main,.btn-light{display:inline-block;text-decoration:none;padding:14px 28px;border-radius:8px;font-weight:900}
.btn-main{background:#005fc7;color:#fff}
.btn-light{background:#fff;color:#005fc7;border:1px solid #005fc7}

.benefits{padding:28px 0 0}
.benefits-box{background:#fff;border:1px solid #e5eef8;border-radius:18px;box-shadow:0 20px 60px rgba(0,86,184,.10);display:grid;grid-template-columns:repeat(5,1fr);padding:28px 20px}
.benefit-item{text-align:center;border-left:1px solid #e6eef8;padding:5px 12px}
.benefit-item:last-child{border-left:0}
.benefit-item i{width:64px;height:64px;background:#e9f5ff;color:#005fc7;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:32px;margin-bottom:12px}
.benefit-item h4{font-size:17px;font-weight:900;margin-bottom:6px}
.benefit-item p{color:#5f6675;font-size:14px}

.notice-section{padding:60px 0 35px;background:#fff}
.notice-box-center{max-width:950px;margin:auto;text-align:center;background:linear-gradient(180deg,#fff 0%,#f3f9ff 100%);border:1px solid #dbeaf8;border-radius:26px;box-shadow:0 24px 70px rgba(0,86,184,.12);padding:45px 40px}
.notice-icon{width:78px;height:78px;background:#e9f5ff;color:#005fc7;border:1px solid #c6ddf5;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:36px;margin-bottom:18px}
.notice-box-center h2{color:#0050aa;font-size:34px;font-weight:900;margin-bottom:16px}
.notice-box-center p{color:#354052;font-size:18px;line-height:2;max-width:780px;margin:auto}
.notice-actions{margin-top:26px;display:flex;justify-content:center;gap:15px;flex-wrap:wrap}
.notice-btn{background:#005fc7;color:#fff;text-decoration:none;padding:13px 24px;border-radius:35px;font-weight:900;display:inline-flex;align-items:center;gap:8px}
.notice-btn.light{background:#fff;color:#005fc7;border:1px solid #005fc7}

.programs{padding:55px 0 30px}
.section-title{text-align:center;margin-bottom:35px}
.section-title h2{font-size:38px;font-weight:900;color:#0050aa}
.section-title p{color:#6f7480;margin-top:8px}
.section-title i{margin-left:8px}
.programs-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.program-card{display:grid;grid-template-columns:1fr 1fr;background:#fff;border:1px solid #e5eef8;border-radius:18px;overflow:hidden;text-decoration:none;color:#071b57;box-shadow:0 15px 45px rgba(0,86,184,.06);transition:.3s}
.program-card:hover{transform:translateY(-7px);box-shadow:0 22px 60px rgba(0,86,184,.13)}
.program-img img{width:100%;height:100%;object-fit:cover}
.program-info{padding:34px}
.program-info i{width:62px;height:62px;background:#e9f5ff;color:#005fc7;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:30px;margin-bottom:15px}
.program-info h3{font-size:22px;font-weight:900;margin-bottom:12px}
.program-info p{color:#5f6675;line-height:1.8;margin-bottom:18px}
.program-info span{color:#005fc7;font-weight:900}

.calculator-area{padding:40px 0}
.calc-grid{display:grid;grid-template-columns:1.25fr .95fr;gap:26px}
.loan-calculator,.approval-box,.about-text,.step-card,.testimonial-card,.license-box{background:#fff;border:1px solid #e5eef8;border-radius:18px;box-shadow:0 18px 50px rgba(0,86,184,.07);padding:32px}
.loan-calculator h3,.approval-box h3{font-size:30px;margin-bottom:28px;color:#0050aa}
.calc-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px}
.calc-results{background:#fff;border-radius:16px;padding:28px;box-shadow:0 20px 55px rgba(0,86,184,.09);display:flex;flex-direction:column;gap:22px}
.calc-results span{color:#354052;font-size:16px}
.calc-results strong{color:#0072c6;font-size:30px;display:block;margin-top:5px}
.calc-form label{display:block;margin:16px 0 10px;font-weight:900;color:#354052}
.calc-form label i{color:#005fc7;margin-left:7px}
.calc-form input[type="text"]{width:100%;height:48px;border:1px solid #cbd7e7;border-radius:6px;padding:0 14px;color:#354052;font-size:16px;text-align:left;direction:ltr}
.calc-form input[type="range"]{width:100%;accent-color:#006bd6;margin-top:12px}
.range-labels{display:flex;justify-content:space-between;color:#6f7480;font-size:14px;margin-top:6px}

.approval-box ul{list-style:none}
.approval-box li{position:relative;padding:14px 45px 14px 0;color:#354052;font-size:17px;line-height:1.7}
.approval-box li::before{content:"✓";position:absolute;right:0;top:12px;width:30px;height:30px;background:#e9f5ff;color:#005fc7;border:1px solid #bcd8f4;border-radius:50%;display:flex;align-items:center;justify-content:center}

.about{padding:40px 0}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:center}
.about-img img{width:100%;border-radius:18px;display:block}
.about-text h2{font-size:34px;margin-bottom:18px;color:#0050aa}
.about-text p{color:#354052;line-height:2;margin-bottom:12px}

.apply-steps,.testimonials,.license-section{padding:40px 0}
.steps-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.step-card{text-align:center;position:relative}
.step-card span{position:absolute;top:14px;left:14px;color:#b7cee8;font-size:22px;font-weight:900}
.step-card i{width:62px;height:62px;background:#e9f5ff;color:#005fc7;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:30px;margin-bottom:15px}
.step-card h3{font-size:19px;font-weight:900;margin-bottom:10px}
.step-card p{color:#5f6675;line-height:1.8;font-size:14px}

.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.testimonial-card{text-align:center}
.stars{color:#f5a400;font-size:22px;margin-bottom:15px}
.testimonial-card p{color:#354052;line-height:1.9;margin-bottom:15px}
.testimonial-card h4{color:#0050aa;font-weight:900}

.license-box{text-align:center;max-width:1000px;margin:auto}
.license-icon{width:82px;height:82px;background:#e9f5ff;color:#005fc7;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:38px;margin-bottom:18px}
.license-box h2{color:#0050aa;font-size:34px;font-weight:900;margin-bottom:15px}
.license-box p{color:#354052;line-height:2;max-width:760px;margin:0 auto 25px}
.license-badges{display:flex;justify-content:center;gap:15px;flex-wrap:wrap}
.badge{background:#f3f9ff;border:1px solid #dbeaf8;color:#0050aa;border-radius:35px;padding:12px 20px;font-weight:900;display:flex;align-items:center;gap:8px}

.footer{background:#0049a8;color:#fff;padding:60px 0 18px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:36px}
.footer-logo{width:150px;margin-bottom:15px;background:#fff;border-radius:10px;padding:8px}
.footer h4{margin-bottom:18px}
.footer a,.footer p{display:block;color:#dcecff;text-decoration:none;margin-bottom:10px;line-height:1.8}
.footer i{margin-left:6px}
.copyright{text-align:center;border-top:1px solid rgba(255,255,255,.18);margin-top:35px;padding-top:18px;color:#dcecff}

@media(max-width:992px){
    .nav-wrap{flex-wrap:wrap;justify-content:center;padding:15px 0}
    .logo{width:100%;text-align:center}
    .main-nav{width:100%;justify-content:center;gap:16px;flex-wrap:wrap}
    .main-nav a{padding:8px 0;font-size:14px}
    .hero{height:auto;padding:85px 0 100px}
    .hero::after{background:rgba(255,255,255,.86)}
    .hero-content{padding-top:0;text-align:center}
    .hero h1{font-size:42px}
    .hero p{margin:0 auto 25px;font-size:17px}
    .hero-actions{justify-content:center}
    .benefits-box,.programs-grid,.calc-grid,.calc-layout,.about-grid,.footer-grid,.testimonial-grid{grid-template-columns:1fr}
    .steps-grid{grid-template-columns:repeat(2,1fr)}
    .benefit-item{border-left:0;border-bottom:1px solid #e6eef8;padding-bottom:18px}
    .benefit-item:last-child{border-bottom:0}
    .program-card{grid-template-columns:1fr}
    .program-img img{height:220px}
}

@media(max-width:576px){
    .container{width:94%}
    .hero h1{font-size:34px}
    .hero p{font-size:16px}
    .section-title h2{font-size:30px}
    .loan-calculator,.approval-box,.about-text,.notice-box-center,.step-card,.testimonial-card,.license-box{padding:22px}
    .notice-box-center h2,.license-box h2{font-size:28px}
    .notice-box-center p{font-size:15px}
    .notice-btn,.hero-actions a{width:100%;justify-content:center;text-align:center}
    .steps-grid{grid-template-columns:1fr}
    .calc-results strong{font-size:25px}
    .footer{text-align:center}
}